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Direct Cash Express



FAQ'S

What is a payday loan?

A payday loan and/or cash advance is a loan given to you to meet your cash needs between paydays usually without a credit check. It is a short-term loan that usually ranges from $100.00 up to $1500.00. The funds can be electronically deposited and repaid from your checking or savings account on agreed dates in your contract.

Will I get approved for a loan?

Once your application is submitted, you will be connected with many payday lenders as to whom will review and evaluate your information. If the lender approves your application, they may contact you directly and ask for additional information needed to approve the application. We do our best to find the best lender to match you with however; there is no guarantee that your loan application will be accepted.

How often can I apply for a loan?

You are able to apply for the loan as often as you like. However, each lender have different repayment and loan options. Some lenders may have limits on how many loans you can have outstanding at one time. With other lenders they may require that your loan is paid back in full before you are able to request another loan.

What hours is your service available?

We are processing applications all the time. However, once your application has been provided to a lender, sometimes such procedures require additional verification information in which can be obtain during business hours. Please understand that lenders are only able to deposit loans into your checking or savings account during business days and hours.

What if I have poor credit or have filed for bankruptcy?

This shouldn't be an issue or affect the approval of your loan however; keep in mind that all loans are not guaranteed approval.

Is the application process completely online?

Usually yes, and in most cases lenders may not require faxing or paperwork. If you are require to submit additional information offline, then the lender will provide you with appropriate paperwork.

Will my employer or references be contacted?

Lenders that we work with all have a different application and verifying process. Lenders understand that you want to keep your business private when applying for a loan and take this into account when contacting your employer.

Will you guarantee that I get the loan?

No, we can not guarantee this to you as each application submitted isn't the same. We will do our best to match you with the best lender that fits the information provided to us from you. THE OPERATOR OF THIS WEBSITE IS NOT A LENDER and does not make cash advances or credit decisions. Completion of this application doesn't guarantee you will be approved for a cash advance.